At Home Energy Group Ltd, we understand some customers prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.
Home Energy Group Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
One current published price for the selected HEG package.
An illustrative monthly payment across 24, 36, 48, 60 or 120 months; 180 months appears only above £7,500 and where the product is eligible.
Important: a savings estimate is not a repayment plan. The lender provides the final payment schedule, total amount payable and required agreement information before you decide.
The following options are available, always subject to the lender’s assessment:
9.9% APR finance over 24, 36, 48, 60, 120 and 180 months
A deposit might be payable, and we will agree this before you begin your application. Term and product eligibility apply.
Representative example of a £3,000 purchase made over 3 years with a 10% deposit; Deposit amount £300; Total credit £2,700. Finance available at 9.9% APR fixed over 36 months. 36 monthly repayments of £86.99. Total amount payable £3,131.64. Total interest payable £431.64.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Use the finance calculator ↗The package price shown online already reflects HEG’s current published residential pricing. If you choose to explore finance, the monthly amount is calculated at 9.9% APR for your selected term; the lender confirms whether finance is available and the final agreement details.
This route uses the current published price for the selected HEG package. It does not require a credit application.
What you will see: the package price and the survey-led scope.
What you will not need: a finance application for this payment route.
Eligible packages show 24, 36, 48, 60 and 120-month illustrations at 9.9% APR. The 180-month illustration is available only for packages above £7,500 and where Ideal4Finance confirms product eligibility. The monthly amount is lower over a longer term, while the total amount payable may be higher because interest applies.
Minimum package price: £1,000 for the online illustration.
180-month threshold: package price above £7,500, subject to product eligibility.
What happens next: you complete your application directly with Ideal4Finance; the lender confirms the decision and final terms.
HEG can explain the package scope and the illustrative monthly figure. You stay in control of the credit decision: any application is completed by you in Ideal4Finance’s secure portal, and the lender communicates the outcome or any request for more information.
See a solar package priceUse the current HEG package price and the 9.9% APR illustration as a starting point. Finance remains optional.
The customer completes the application directly with Ideal4Finance. Do not ask another person to apply for you or use a savings estimate to decide affordability.
The lender communicates the decision and, where needed, requests further documents. HEG confirms the next order stage only after the required agreement, acceptance and deposit checks are complete.
Finance is a payment option, not a requirement for buying goods or services from HEG.
Energy outcomes can change. Monthly repayments are due under the final finance agreement whether or not an estimate is achieved.
Read the lender’s final agreement, total amount payable and required disclosures before proceeding.
No. Finance is an optional way to pay for an eligible package; it is not compulsory. You can choose the published package-price route or decide whether a finance application suits you.
APR is the annual percentage rate used to describe the cost of borrowing. The monthly figure shown on an eligible HEG package is an illustrative 9.9% APR calculation over the selected term. The lender’s own documents confirm the final terms before you enter into any agreement.
You complete your own application directly in the secure Ideal4Finance portal. HEG can explain the system scope and package price, but does not complete an application on your behalf or decide its outcome.
Do not rely on an energy-saving estimate as a repayment plan. Solar, battery and heat-pump outcomes depend on the property, energy use, tariffs, system design and other variables. If you enter into a finance agreement, repayments are due under that agreement whether or not an estimate is achieved.
Eligible HEG residential package pages show 24, 36, 48, 60 and 120-month illustrations, with 120 months selected first at or below £7,500. The 180-month illustration appears and is selected first only where the displayed package price is above £7,500, subject to Ideal4Finance product eligibility. Availability and final terms are subject to lender assessment and approval.
HEG confirms the next order stage only after the required finance and order checks are complete. That includes the signed finance agreement, the provider’s required acceptance status and any applicable deposit confirmation.
Ideal4Finance requires a signed satisfaction or completion note after delivery or contracted work is complete. You may also receive a verification call from an 01772 number before the lender is instructed to release funds to HEG.
For help with a finance application, Ideal4Finance Customer Services is available on 020 3617 4647, Monday to Friday, 9am to 5pm. For a question about a proposed HEG system or package scope, contact HEG. A lender makes the finance decision and confirms the final agreement terms.
Ideal4Finance supports application questions. HEG can clarify the proposed system and package scope. The lender provides the decision and final agreement information.
Use Ideal4Finance’s secure calculator to explore monthly repayments and loan examples.
Complete an application directly in Ideal4Finance’s secure portal.
Call 020 3617 4647, Monday to Friday, 9am to 5pm.
Independent information on complaints about financial businesses.
Home Energy Group Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
We can explain the proposed system scope, package price and 9.9% APR illustration before you decide whether a direct finance application is right for you.
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